Table of Benefits


The following table shows a comparative summary of the main benefits provided.

Important Notes

  1. Cover is only available to UK residents who are aged 44 or under on the day they go on their trip.
  2. Premiums include insurance premium tax at the prevailing rate where applicable.
  3. Where an excess applies, it is deducted from each claim from each person insured.
  4. Please read the policy terms and conditions for a full description of cover.
  5. This Summary does not replace the Key Facts document, which you should read before you buy this insurance.
Cover Section Benefit Amount
For each person insured we pay up to...		 Excess Standard Traveller Budget Traveller Standard Young Traveller Budget Young Traveller
ACE assistance Unlimited Included Included Included Included
red24 Security Information and Assistance Unlimited
See Details		 Included Included Included Included
Medical/additional expenses Unlimited £75 Included Included Included Included
Hazardous Activities £1 million £150 Included Included Included Included
Extreme Activities £1 million £300 Included Included Included Included
Cancellation, Curtailment & Rearrangement Up to £2,000 £75 Included Included Included Included
Personal property £1,000 (Limit for any one item - £150; total payable for all Valuables - £150.) £75 Included Not Included Included Not Included
Money £200 £75 Included Not Included Included Not Included
Personal liability £2 million See Policy Wording Included Included Included Included
Search and Rescue £5,000 Included Included Included Included
Legal advice/expenses £10,000 Included Included Included Included
Compassionate Return See Details Included Included Included Included
Personal accident £15,000/£40,000 (See Policy Wording for full details) Included Included Included Included
Mugging £500 Included Included Included Included
Lost passport £200 Included Included Included Included
Travel delay a) £20 after 12 hrs delay, £10 after next 12 hrs etc. (max. £100)
b) or £2000 if holiday abandoned after 24 hrs delay (outward)		 Included Included Included Included
Hijack Up to £500 Included Included Included Included
Catastrophe Up to £500 £75 Included Included Included Included
Over 240 activities covered See full details Included Included Included Included